DO YOU WANT TO INVEST? READ AND REMEMBER THESE

​Before you invest in something, invest in the time to understand it.

As an investor, it is very important for us to know a business or investment that we will enter.

Who of us wouldn’t want to have a high-interest rate? And who among us doesn’t want to have a huge Return on Investment or ROI?

As an investor, I would like to share some of the things an investor should keep in mind.

Study
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• Examine carefully the investment product offered.

Investigate
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• Ask questions and understand the investment product.
• If you don’t understand it, don’t buy it.

Beware
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• If the offer is too good to be true, it's probably not true.
• Avoid pyramiding, which encourages other investors to take in exchange for bigger profits.

Be Aware
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• Make sure the investment products offered are registered with the Securities and Exchange Commission (SEC). Request the prospectus.
• A company with a Certificate of Incorporation issued by the SEC does not mean that the investment product of such a company is already approved by the SEC.
• If the product is insurance, it must be authorized by the Insurance Commission (IC).
• Investment products from banks must be authorized by the Bangko Sentral ng Pilipinas (BSP).
• Only transact with agents or brokers licensed by the SEC or the IC if the product is insurance.
• If the investment product is from banks, transact only with authorized employees of such banks.

Be Prudent

Keep proof of investment such as receipts, contracts, agreements or certificates, and similar documents in a safe place.

Remember!

Investment products are not insured or insured with the Philippine Deposit Insurance Corporation (PDIC).