Personal Development, Business, Finance, and Investing for Everyone
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 The Securities and Exchange Commission (SEC) warns the public against videos, images, social media posts, and online advertisements circulating on various online platforms that appear to feature Pasig City Mayor Vico Sotto endorsing, promoting, guaranteeing, or soliciting investments and other financial opportunities.
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 Finance super app GCash helps Filipinos protect and grow their money by introducing frictionless, simplified access to gold-backed investments on GCrypto. Gold, powered by Tether, enables Filipinos to take greater control of their financial security and explore one of the world’s most established safe-haven assets amid inflation concerns and heightened market volatility fueled by Middle East tensions.
 The Bangko Sentral ng Pilipinas (BSP) is leading the development of the National Strategy for Financial Education (NSFE), which aims to strengthen the financial health of Filipinos.
 The Securities and Exchange Commission (“Commission”), through the Financing and Lending Companies Department (“FinLenD”), reminds the public to exercise utmost caution in dealing with persons, groups, or entities offering loans through Telegram, an online messaging application, and other similar online messaging or social media platforms.
 The Bangko Sentral ng Pilipinas (BSP) launched the BSP E-Learning Academy-Know Your Money (BELA-KYM) course through a virtual event on 05 May 2026 to strengthen the capability of Filipino cash handlers in identifying genuine banknotes and coins and preserving currency integrity.
SEC: Proliferation of Fraudsters Posing as "Government Employees" and/or "Bank Representatives"5/20/2026  The Securities and Exchange Commission (SEC) warns the public against the continued proliferation of fraudulent schemes involving individuals who falsely represent themselves as government employees and/or bank representatives.
 The Bangko Sentral ng Pilipinas (BSP) warns the public not to deal with unauthorized virtual asset service providers (VASPs). VASPs facilitate virtual asset (a.k.a crypto assets/cryptocurrencies) activities such as exchange, trading, transfers, safekeeping, and payments.
 The Philippines is making significant strides in its digital transformation journey. In a move that promises to streamline government transactions and reduce the need for physical cards, the Bureau of Internal Revenue (BIR) has officially integrated the Digital TIN ID into the eGovPH Super App.
 If you use a UnionBank-powered Pag-IBIG Loyalty Card Plus, it’s time to check your balance. While this card is famous for its 500+ merchant discounts and seamless loan disbursements, a major update to the Terms and Conditions is set to take effect on June 16, 2026.
 The Securities and Exchange Commission (SEC) has issued rules on the creation of Umbrella Funds, expanding the structuring options for investment companies in a bid to provide greater operational flexibility and administrative efficiency for fund managers and increase portfolio diversification options for investors.
 The Bangko Sentral ng Pilipinas (BSP) is extending regulatory relief measures to BSP-supervised financial institutions (BSFIs) and their clients, in response to recent geopolitical developments in the Middle East, which have contributed to rising energy prices and supply constraints.
BSP survey shows gains in youth and women's financial access, formal lending, financial literacy4/17/2026  The Philippines has registered gains in financial inclusion, notably with a jump in young adults owning financial accounts and with women exceeding men in bank account ownership, according to a Bangko Sentral ng Pilipinas (BSP) report.
PDIC steps up push for depositor protection via a relatable, multi-platform nationwide campaign4/16/2026  Making deposit insurance come to life through familiar stories that resonate.The Philippine Deposit Insurance Corporation (PDIC) has sustained its efforts to increase public awareness of depositor protection by rolling out TV commercials and radio advertisements that feel personal and close to home while highlighting the importance of saving in banks.
 A message of depositor protection that journeys with every saver. The Philippine Deposit Insurance Corporation (PDIC) amped up the third-year run of its Multimedia Public Awareness Campaign by including out-of-home installations to reinforce deposit insurance as a vital safeguard to one's savings in bank. Amid rush-hour traffic, queueing for a ride home, or running an errand to the neighborhood sari-sari store, the Philippine Deposit Insurance Corporation (PDIC) launched a nationwide out-of-home (OOH) advertising campaign to strengthen public awareness on depositor protection and reinforce public confidence in the stability of the financial system.
 If you’ve been scrolling through social media lately, you’ve likely noticed that the phrase "side hustle" has evolved. It’s no longer just about trading hours for a few extra pesos; in 2026, the most successful side hustlers are those leveraging niche expertise and digital tools to create scalable income.
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Hi, I'm Ralph Gregore Masalihit! An RFP Graduate (Registered Financial Planner Institute - Philippines). A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy). Currently, I'm working my way toward time and financial freedom. Connect
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