Personal Development, Business, Finance, and Investing for Everyone
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 The Bureau of the Treasury (BTr) conducted a virtual investors’ briefing to introduce a novel format for the issuance of Ten (10)-year Fixed Rate Treasury Notes (FXTN) due 2035. The meeting was attended by more than two hundred investors across various fund management account types, including corporates, cooperatives, retirement funds, provident funds, and other institutional investors.
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 One of the highlights of the event was the YFI Hackathon, where student groups from different universities were given the opportunity to present new, tech-based ideas and solutions to advance financial inclusion and financial health in the country. Students and young leaders from across the country gathered at the 2025 Youth Financial Inclusion (YFI) Congress in Manila to showcase ideas for accelerating financial inclusion and promoting financial health in the Philippines.
 The Philippines is now value-added tax (VAT) -free for foreign tourists with the recent signing of the implementing rules and regulations (IRR) for Republic Act No. 12079, or the VAT Refund for Non-Resident Tourists.
 The Securities and Exchange Commission (SEC) Lipa Extension Office (EO) has teamed up with the National University Lipa Campus (NU Lipa) to promote financial literacy and improve awareness of the company registration process to students and budding entrepreneurs.
 The Insurance Commission (IC) recently issued Advisory No. RS-2025-009 encouraging the public to explore gender-specific insurance and health maintenance organization (HMO) products that address unique health risks, including maternal care, critical illness coverage, reproductive health services, and gender-specific medical treatments.
 The Philippine Deposit Insurance Corporation (PDIC) warned the public against websites that misrepresent the state deposit insurer by using the PDIC’s logo, links and contents without authority. One such website is claiming to be a “premier online directory for government institutions and services” and is mispresenting itself to be affiliated with the PDIC.
BSP: PH Financial System Resilient amid Global Challenges, 2024 Financial Stability Report reveals3/28/2025  The Financial Stability Coordination Council (FSCC) has released its 2024 Financial Stability Report (FSR). It highlights the resilience and stability of the Philippine financial system despite global headwinds driven by geopolitical tensions and policy shifts.
 The demand for quick loan apps in the Philippines has been increasing since the pandemic. And this exponential growth has been driven by several key factors:
 The Securities and Exchange Commission (SEC) has partnered with the Department of Trade and Industry (DTI) to streamline the business registration process, empowering micro, small, and medium enterprises (MSMEs) to set up their operations more efficiently.
 The Philippine Statistics Authority (PSA) reiterated its call to the public to be cautious against National ID scams spreading via text message and online through social media and messaging apps.
 PDIC is glad to announce that effective March 15, 2025, the Maximum Deposit Insurance Coverage (MDIC) is increased to P1 Million per depositor, per bank.
 The Bangko Sentral ng Pilipinas (BSP) reminds all banks to accept unfit or mutilated Philippine banknotes and coins from the public.
 SEC Chairperson Emilio B. Aquino, along with Executive Secretary Lucas P. Bersamin, Bangko Sentral ng Pilipinas Governor Eli M. Remolona, Jr., Anti-Money Laundering Council Executive Director Matthew M. David, and Insurance Commission Commissioner Reynaldo A. Regalado represented the Philippines in the FATF Plenary from February 19 to 21 in Paris, France. The Philippines has successfully exited the grey list of the Financial Action Task Force (FATF), on the back of reforms implemented by the Securities and Exchange Commission (SEC) to enhance financial integrity and transparency in the corporate sector.
Pag-IBIG Fund Launches “1 Plus 1 Raffle Promo” to Bring in More OFWs, Self-Employed Members2/25/2025  Pag-IBIG Fund has rolled out the “Pag-IBIG 1 Plus 1 Raffle Promo,” an initiative aimed at encouraging more Overseas Filipino Workers (OFWs), self-employed individuals, online sellers and informal sector workers to register as members and save with Pag-IBIG Fund. Running until Nov. 30, 2025, the promo rewards active Pag-IBIG Fund members who successfully register members from these sectors, enabling the agency’s programs and services to benefit more Filipinos.
Pag-IBIG Fund Helps 90,000 Members Gain Homes with P130B in Housing Loans Released in 20242/25/2025  More Filipino workers realized their dream of homeownership in 2024 as Pag-IBIG Fund released P129.73 billion in home loans to finance the purchase and construction of 90,616 homes for its members.
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Hi, I'm Ralph Gregore Masalihit! An RFP Graduate (Registered Financial Planner Institute - Philippines). A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy). Currently, I'm working my way toward time and financial freedom. Connect
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