Personal Development, Business, Finance, and Investing for Everyone
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 The Philippine Deposit Insurance Corporation (PDIC) warned the public against the use of fake official receipts (ORs) on payments purportedly made in connection with transactions involving closed banks under liquidation.
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 Discover the 24/7 payment app powered by BDO. BDO Pay lets you scan, send, and pay with no need to cash in. Overseas Pinoys who discover BDO Pay share the same sentiment: “Hulog ng langit!” Malayo sa pamilya, many go the extra mile to stay connected, through text, calls, and social media. They ensure that the fruits of their hard work can reach their families securely when they need it, by putting their trust in BDO Unibank.
 San Miguel Corp. (SMC) is warning the public about a new wave of scams exploiting the name of its chairman and CEO Ramon S. Ang. These include deep fake videos circulating on social media such as TikTok, Facebook, and Instagram that digitally alter Ang’s likeness and voice to trick viewers into clicking links and transferring money through electronic cash channels.
 The Philippine Statistics Authority (PSA) reiterated its warning to the public against phishing scams where scammers pose as PSA personnel offering assistance related to the National ID.
Virtual Pag-IBIG Integrates with National ID for More Secure, Streamlined Transactions for Members9/19/2025  The Philippine Statistics Authority (PSA) successfully integrated the National ID authentication services with Virtual Pag-IBIG of the Home Development Mutual Fund (Pag-IBIG Fund) for a more secure and streamlined transaction experience for members.
 The Bangko Sentral ng Pilipinas (BSP) has issued new regulations on large value cash transactions to reduce money laundering and other risks linked to the use of cash.
 Pag-IBIG Fund will offer a special 4.5% housing loan rate this October for members purchasing house-and-lot packages worth up to P1.8 million, under the Marcos Administration’s Expanded Pambansang Pabahay para sa Pilipino (4PH) Program and in celebration of National Shelter Month. The program covers the first 10,000 locally employed members and 1,000 OFWs, with the rate fixed for the first three years. Eligible applications already in the pipeline will also be included.
 More than 500 young Filipino students from Southern Leyte State University (SLSU) opened their first bank accounts on 14 August 2025 as part of the Youth Financial Inclusion (YFI) Initiative.
 The Monetary Board of the Bangko Sentral ng Pilipinas (BSP) has approved the extension of the moratorium on granting new licenses for virtual asset service providers (VASPs) for an indefinite period.
 The Bangko Sentral ng Pilipinas (BSP) reminds the public to exercise caution, conduct due diligence, and refrain from transacting with unlicensed/unauthorized virtual asset service providers (VASPs).
 The SEC and PPSC conduct their first SEC CAN! Investor Protection and Scam Awareness Hybrid Webinar on August 20 at the Heroes Hall, PPSC Head Office in Quezon City. The Securities and Exchange Commission (SEC) and the Philippine Public Safety College (PPSC) have joined forces to combat fraudulent investment schemes by promoting financial literacy and investor education among their stakeholders.
 The Securities and Exchange Commission (SEC) has issued cease and desist orders (CDO) against seven companies for operating online lending platforms (OLP) that are unregistered with the Commission.
 The Bangko Sentral ng Pilipinas (BSP) informs the public that it will announce monetary policy decisions following a new format starting 28 August 2025.
 Insurance penetration rose to 1.79% in the second quarter of this year, from 1.71% registered during the same period last year. Insurance penetration is the ratio of insurance premiums to the gross domestic product (GDP).
 Rain or shine, stay on top of your finances with PSBank Mobile What’s been keeping you indoors lately? These days, staying in isn’t just about the rain—it’s about slowing down and making space for comfort. When the skies are gray and traffic is heavy, it’s tempting to put off tasks like paying bills or doing your bank errands. Because honestly, who wouldn’t rather stay cozy under a blanket, catch up on the latest movie or series on your favorite streaming platform, or enjoy a quiet afternoon nap?
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Hi, I'm Ralph Gregore Masalihit! An RFP Graduate (Registered Financial Planner Institute - Philippines). A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy). Currently, I'm working my way toward time and financial freedom. Connect
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