Personal Development, Business, Finance, and Investing for Everyone
An investment in knowledge always pays the best interest.
Are you making prudent use of your credit cards?
What is a Credit Card?
Any card or other credit tool designed to be used to get goods, money, or services on credit. Issued by a company or bank that offers the usage of its credit card, often known as a credit card issuer.
What are the Pros and Cons of Credit Card?
What are the Dos and Don'ts of Credit Card?
Remember, credit card issuers must:
Remember, Credit card holders must:
Is a consumer who pays their credit card balance in full and on time every month. Transactors do not carry a balance from month to month, so they are not required to pay finance charges nor late fees.
A revolver is a credit card issuer term for customers who carry balances from month to month. Revolvers only pay the minimum amount due, which often only go toward paying interest and in the process inflates the outstanding balance and prolonging payment period.
Billing statements should contain:
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ABOUT THE BLOGGER
Hi, I'm Ralph Gregore Masalihit!
An RFP Graduate (Registered Financial Planner Institute - Philippines).
A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy).
Currently, I'm working my way toward time and financial freedom.