Personal Development, Finance and Investing For Filipinos
An investment in knowledge always pays the best interest. Financial Education is your best investment.
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Attached File Updated As Of December 1, 2019 (Free Template for 2020 52-Week Money Challenge)
Updated: December 1, 2019 
New Year! Fresh Start! New Year's Resolution? Start a savings plan!
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Money matters. That is perhaps one of the harshest realities of life. Especially for students with expenses left and right, financial decisions can really get downright challenging.
The best way to learn what kind of habits that you should have is by learning the habits of the millionaires.
In a global survey released in 2012, half the responders admitted to buying things they really did not need. Two thirds are worried that consumers are buying too much. Such concerns may be justified.
Kung marami lang sana akong panahon! Gaano kadalas mo nang nasabi iyan? Pagdating sa oras, walang mahirap, walang mayaman - lahat ay pantay-pantay.
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Hi Ralph here! You can also call me, "Rap." I was born and raised in the Philippines. I am a Personal Finance Advocate. An I.T. by Profession. An Investor. A Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy). A Traveler. An Adventurous. A Mountain Hiker. A Dreamer. Currently, working my way towards time and financial freedom. Connect
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