Personal Development, Finance, and Investing For Filipinos
An investment in knowledge always pays the best interest. Financial Education is your best investment.
Does checking your bank account make you feel anxious? Do you often suffer from buyer's remorse?
If thinking about money stresses you out—you may likely have beliefs around money that are holding you back from the wealth you desire.
The good news is, you weren't born with these beliefs! You have the power to change them.
I've found that money is one of the biggest reasons we turn to personal growth. And not earning enough money is the most common financial block people have—and it can often feel like the hardest one to overcome.
The problem is, most of us are waiting for that one big break to start earning more—like a big raise, a dream job offer, or most unlikely of all—winning the lottery.
But what if that big break never comes?
And what if instead of hoping for something, you take inspired action by exploring what small but meaningful steps you can take towards earning your dream income?
Now, making enough is one thing—but holding onto it is another.
Why do so many of us struggle to make ends meet, let alone steadily save a portion of our income every month?
There are 2 tips I usually tell people to take when it comes to holding on to more money:
Tip 1. Have a savings and investment goal
Savings goals work like any other goals—you're far more likely to focus on and achieve them when you set them.
Do the math and set a realistic financial goal as to how much you'd like to save and invest over the next 1, 5, and 10 years—then put that money away, and stay focused on the amount you're trying to save and invest. Keep visualizing and meditating on that number.
Tip 2. Change your mindset
Another big problem in our culture is that people aren't given the right education on money.
In school, you're never taught how to make money, keep money, and grow the money you're never taught, the real secrets to building wealth.
Yet, it all starts by changing your mentality, approach, and tactics.
I hope you find these tips useful and you start applying them right away.
Stay safe and healthy! God bless!
To your financial freedom! To a better you!
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ABOUT THE BLOGGER
Hi, I'm Ralph Gregore Masalihit!
An RFP Graduate (Registered Financial Planner Institute - Philippines).
A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy).
Currently, I'm working my way toward time and financial freedom.