Step-By- Step Guide: How to Get Your MySSS Card

If you have been trying to get a regular Unified Multi-Purpose ID (UMID) or a traditional SSS ID lately, you might have noticed that SSS branches are no longer issuing them. Instead, the Social Security System has rolled out its newest, highly secure, functional ID: the MySSS Card.

Launched as the modern replacement for the traditional UMID card, the MySSS Card comes with an EMV chip and doubles as an ATM debit card linked directly to an SSS partner bank account. This means your future SSS loans, benefits, and pensions will go straight into this card.

​Pre-requisites: What You Need Before Applying

To avoid system errors or immediate rejections, make sure you meet the following baseline criteria:

Permanent SSS Number

Your membership status must be tagged as "permanent" with at least one posted contribution.

Active My.SSS Portal Account

You will need to log in to the official member portal to start the process.

Updated SSS Records

Ensure your local address, mobile number, and email address are up to date in the SSS database.

National ID (PhilSys) Registered

The MySSS Card system integrates directly with the National ID eVerify system. Your photo, digital signature, and biometrics will be lifted straight from your National ID database—meaning no more long lines for biometric capturing at the SSS branch!

Before you apply, double-check that your Full Name and Date of Birth match exactly across both your SSS records and your National ID records. Any discrepancy will put your application on hold.

Step 1: The My.SSS Member Portal Application

The application is a seamless, two-part digital process. The first phase happens entirely inside your SSS online account.

• Log In: Go to the official SSS website and access your My.SSS Member Portal.
• Navigate to Services: Under the main menu, look for the "Services" tab and click on the "MySSS Card" option.
• Verify Your Information: Check the displayed personal details. If everything is accurate, proceed.
• National ID eVerify Consent: Give consent for SSS to verify your identity using the National ID eVerify system and to utilize your PhilSys data/photograph.
• Facial Scan: Complete the quick, live facial verification using your device’s camera.
• Choose Your Partner Bank: Select your preferred Participating Financial Institution (PFI). Note: Rizal Commercial Banking Corporation (RCBC) was the pioneer roll-out partner, with UnionBank and other top banks offering parallel integrations like the UMID ATM Pay Card.
• Data Sharing Agreement: Give consent for SSS to securely share your information with the bank to set up your account.
• Confirmation: Once successful, you will receive a confirmation message on screen, an email notification, and an alert in your My.SSS account inbox.

Step 2: Setting Up Your Partner Bank Account

Once SSS approves your data transfer, the ball is in the partner bank's court to create your actual disbursement and savings account.

• Open the Bank App: Download the mobile banking app of your chosen partner bank (e.g., RCBC Pulz or UnionBank Online).
• Select the Government/SSS Card Account: Inside the app, select the option to set up a government-linked or SSS savings card account.
• Complete Bank Verification: Input your SSS details, enter the One-Time Password (OTP) sent to your mobile number, and complete the bank's secure onboarding process.
• Pay Applicable Fees: While the basic SSS database linkage is free, the partner bank may require a minimal account opening or card fee depending on their current terms and conditions.

Step 3: Card Production and Delivery

Once your bank account is successfully established, the bank will handle the creation and distribution of your physical MySSS Card.

You don't need to keep checking back blindly; the bank will send you an SMS notification or app alert when your card is ready.

Expected Processing Times:
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• Metro Manila: Within 15 working days after the bank account is successfully opened.
• Outside Metro Manila (Provinces): Within 20 working days after the bank account is successfully opened.

Depending on the bank's operational framework, you will either be prompted to pick up the card at your designated home branch or have it delivered directly to your registered permanent address.

​Quick FAQs

Can I have multiple MySSS Cards? No. You can only apply for one MySSS Card with one partner bank at a time. If you eventually want to switch banks, you will have to formally close your current card-linked account first.

Can I still use my old UMID card? Yes. If you have an existing traditional UMID card or a UMID-ATM card, it remains valid for SSS transactions. However, shifting to the MySSS Card or upgrading your existing UMID via the portal ensures you are aligned with the newest automated verification systems.

​What happens to my previously enrolled bank accounts (DAEM)? Once your MySSS Card is activated, it automatically becomes your primary default disbursement account. Any older accounts you enrolled in the Disbursement Account Enrollment Module (DAEM) will remain saved in the system but will take a backseat to your new card.