Personal Development, Finance, and Investing For Filipinos
An investment in knowledge always pays the best interest. Financial Education is your best investment.
Your dreams are only your dreams until you write them down. Then they are goals.
Ask yourself if what you are doing today is getting you closer to where you want to be tomorrow. People with goals succeed because they know where they're going.
Why Set Goals?
According to Brian Tracy, "Your goals must be in balance and cover the three most important areas of your life. They must be in harmony with each other."
Business, career and financial goals. These are "What" you want to accomplish in life.
Personal, family and health goals. These are "Why" you want to accomplish your business and career goals.
Personal and professional growth. These are "How" you achieve the "What" and enjoy the "Why."
Why Don't More People Set Goals?
Always seeing the pitfalls rather than the possibilities.
Fear Of Failure
What if I don't make it? People feel subconsciously that if they don't set goals and if they don't make it, then they haven't failed.
Lack Of Ambition
This is a result of our value system and lack of desire to live a fulfilled life. Our limited thinking prevents us from progress.
Fear Of Rejection
If I don't make it, what will other people says?
"I will do it tomorrow." This tie in with a lack of ambition.
Because a person is not internally driven and has no inspiration.
Ignorance Of The Important Of Goals
Nobody taught them and they never learned the importance of goal-setting.
Lack Of Knowledge About Goal-Setting
People don't know the mechanics of setting goals. They need a step-by-step guide so that they can follow a system.
Steps to Goal Setting
Remember the word: SMART
For example, "I want to save Php 100k for this year."
Must Be Measurable
If we cannot measure it, we cannot accomplish it. Measurement is a way of monitoring our progress.
A Must Be Achievable
Achievable means that it should be out of reach enough to be challenging but it should not be out of sight, otherwise it becomes heartening.
A person who wants to lose 50 pounds in 30 days is being unrealistic.
There should be a starting date and a finishing date.
Setting Goals Will...
Set Goal. Make A Plan. Get To Work. Stick To It. Reach Your Goal.
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ABOUT THE BLOGGER
Hi, I'm Ralph Gregore Masalihit!
An RFP Graduate (Registered Financial Planner Institute - Philippines).
A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy).
Currently, I'm working my way toward time and financial freedom.