Personal Development, Finance and Investing For Filipinos
An investment in knowledge always pays the best interest. Financial Education is your best investment.
How I manage to consolidate my Pag-IBIG contribution without stress.
If your account is not yet merged or consolidated, please be advised that you can process your application for the consolidation of all your records by sending an email through contactus@pagibigfund.gov.ph or by visiting your preferred Pag-IBIG Fund branch.
Here are 2 ways on how you can consolidate your Pag-IBIG Fund Records. Through Email 1. Attached a scanned copy of the accomplished Consolidation/Merging of Member's Records form which can be downloaded on Pag-IBIG Fund's website. 2. Scanned a copy of your two (2) government valid issued ID's (front and back). 3. Send it via email to contactus@pagibigfund.gov.ph. 
Confirmation email from Pag-IBIG Fund that my records has been consolidated.
Through Branch 1. Duly accomplished Consolidation/Merging of Member's Records form (can be downloaded at www.pagibigfund.gov.ph and also available in Pag-IBIG Fund branch). 2. Bring two (2) government-issued valid IDs (original and photocopies front and back). Note: I have received a message via Facebook messenger that some of the Pag-IBIG Fund branches are requiring a Certificate of Employment (COE). Much better if you do have prepared. Please be informed that you can file your merging of records at any nearest Pag-IBIG Fund office, open Mondays to Fridays, from 8:00 AM to 5:00 PM only. The consolidation process would take within twenty (20) working days after the escalation of the request. That's it! Very simple, isn't it?
146 Comments
AILEEN PANES
6/24/2020 12:24:27 am
I'm trying to send the consolidation requirements in the email contactus@pagibigfund.gov.ph but undeliverable. Any email address to send the request?
Good Day!
gerald
7/2/2020 10:26:05 pm
hi! may i ask if during the consolidation process of your contributions, will PAGIBIG contact your previous employer? or can you tell me how will they consolidate my contributions?
Rheena enriquez
10/15/2020 03:32:06 am
Panu po ba gumawa ng consulidating request thru online di po aq marunong??
Hi Rheena! There are 2 ways on how you can consolidate your Pag-IBIG Fund Records.
Christina V. Ponce
12/9/2020 06:26:05 am
hello.. may i ask if available po ba yang email nyo? kasi the last time na nag message ako wala naman po akong natanggap na response galing sainyo pakicheck nalang po ulit nagemail po ako i was hoping na makatanggap ako ng response. Salamat.
Joan
9/2/2020 05:06:01 am
Hi ask ko lg po. Kasi first time ko mag loan.. so bale na comply ko nmn lahat and signed na from my office lahat ng forms needed in MPL application.. so na pass ko na sa pag-ibig office and all.. nakakuha nadin ako ng bagong pag-ibig loyalty card na Union bank.. taz the next day na mention din ng friend ko na mag aaply din xa for MPL. Kaso need pa daw nia e merge ung mga lahat ng contribution sa previous employment nia. Kelangan ko din ba ipa merge ung sakin? I have previously employed to 4 different companies. Wala po talaga akong idea paano gagawin.. napasa ko na po lahat ng forms. Ok lg ba bumalik sa pag-ibig office then follow up pass nlg ng form for merging? Hindi ba magiging succesful ang MPL application if hindi nka process ng merging? TIA
Denice
11/16/2020 08:25:47 am
Hi, same situation here. Kaso naprocess ko na MPL ko tapos biglang nagtext PAG-IBIG na hindi na proceed loan ko due to fill up merging form. So ibigsabihin ba nun need ko iprocess muna merging form then uulit ako sa loan requirements? Thank you
Hi Karl, siguro po medyo habaan na lang po siguro natin ang pasensya i-consider din po natin sa ngayon yung sitwasyon na ating kinakaharap.
Darren
10/12/2020 10:46:18 pm
Hi Sir,
Good Day!
Darren
10/22/2020 01:01:14 am
Sir, ask ko lang din po kung need po ba talagang magpa-consolidate muna ng record before makapag-avail ng first loan? 6 years na kasi akong naghuhulog sa Pag-Ibig pero sa iba't-ibang employer po.
Jules
7/1/2020 01:39:39 am
Hi! would like to ask about the "inclusive dates" column,
Jules
7/2/2020 08:59:33 pm
Thanks Ralph! you are very helpful.
Hime
7/8/2020 04:59:46 pm
Hello. What did you enter in the Requesting Pag-ibig Fund branch field?
Hime
7/9/2020 02:12:15 am
Got it. Thanks for the quick response :)
abby
7/10/2020 10:54:47 pm
ilang hrs yung sa online bago sila mag reply???
Ann
7/21/2020 01:27:15 am
but if meron po nag auto-reply from contact center after i sent my request and telling me about their operating hours and days since they are on skeletal workforce, does this too mean matatagalan din before they can able to send me feedback?
Hello Leonard!
Jenny gemma pascua
7/29/2020 05:25:53 am
Pwede ba ako pumunta sa pag-ibig para ako mag asikaso ng pag merge ng contribution ng asawa ko from his previous to present employer?
Good Day!
Kaye Capiral
7/30/2020 12:43:05 am
Hi po, ask ko lang kung required po na magpaconsolidate before makapag loan sa pagibig?
Rayson
7/30/2020 07:54:19 am
Ask ko lang po di po kasi nag reflect yung mga prevoius contribution ko sa virtual pag ibig ,kailangan ko po ba mag pa merge para makita thru virtual pag ibig yung hulog ng mga previous employer ko ?
Jerome L
8/3/2020 04:07:30 am
Yung inclusive dates po, ilalagay ko ba na present yung sa current employer ko
Hannah
8/3/2020 09:32:03 pm
Hello po. Ask ko lng po nag pa merge po ako last july 3 then kulng pa daw po ako ng 4months ung hulog para mkapag loan pero pu pull ko po ung payment ng 4months..
Hi Hannah, sa Pag-IBIG Fund na mismo galing na kulang ka ng apat na buwang hulog upang makapag-loan. Ang advice ko lamang po ay mas makakabuti po kung sa Pag-IBIG Fund na po kayo mismo sumangguni. Maaari niyo po silang kontakin sa 8-724-4244 (8-Pag-IBIG) - 24/7 Call Center operation o i-email sila sa contactus@pagibigfund.com.
elaiza jen pacala
8/9/2020 12:29:27 pm
Hellow po. Kalinagan po ba mag inquire mona nago magloan? Kasi naghulog ako nang loan lastweek, Im just wondering if maaproved ba ito o hindi? Because today, I created my açcount thru virtual , then upon checking my contributions it was no records found? Paano na ito? Paano ako makakapag loan?
Hi Elaiza, yes po mas maganda po na mag-inquire po kayo directly sa Pag-IBIG at para na din po sa mga requirements upang makapag-loan. Mas mainam po kung sa Pag-IBIG Fund po kayo mismo sumangguni. Maaari niyo po silang kontakin sa 8-724-4244 (8-Pag-IBIG) - 24/7 Call Center operation o i-email sila sa contactus@pagibigfund.com.
reymond
8/9/2020 02:15:15 pm
ilang days or weeks u waited po bago maconsolidate po?
Kenny
8/13/2020 02:42:13 am
ask ko lng po ung sa REQUESTING PAG-IBIG FUND BRANCH. Anu po ilalagay dun ? and also ung sa processed by and approved by? anu po ilalagay dun ?
Ris
8/16/2020 02:09:31 am
Hi po, pwede po bang iblanko ung requesting pagibig fund branch sa form?
marielle
8/19/2020 08:13:34 am
hi, do I still need to file for consolidation if I want to avail the long term housing loan? I have 4 previous employers whom I worked for no more than a year and a present employer that I currently working for a year already. Thanks for responding.
Hello good evening,Please help me,
Good Day!
Oliver
8/27/2020 07:48:18 am
Hello po sir... may nagpapatanong po dito kung pag magrequest po ba sya ng merging kailangan pa bang malaman/malalaman ba ng previous employer ang current employer niya? Hindi daw po kasi siya nakapag-clearance sa dating job, may implikasyon po ba ito? Salamat po sa reply.
Igmedio
9/8/2020 05:01:12 am
Hello. Ask lang. Last month of may pa ako employed. Pero as of now hindi na, kasi stop na ako sa work. Pag nag change ba ako sa pag ibig From employed to voluntary. Pwd na kaya ako mag Loan or Mol. Thank you and God bless
Good Day!
MON
9/9/2020 08:07:09 pm
Hi Sir , Good am may question lang po ako about sa form ng Request of merging in record?. Question ko sir sa Previous Employer and Inclusive date(s) ? Paano po kaya if nakalimutan muna yung ibang previous employer mo at yung inclusive dates ? pwede po ba hindi na isulat ? at may iba pa po bang paraan about sa ganyan sir ? thanks
Good Day!
KC
9/14/2020 05:08:35 am
Hello, wala po kasi akong work ngayon. Anu pong ilalagay ko sa Requesting PAG IBIG fund branch? yung previous employer ko pa din po ba? Hi KC, maraming salamat sa iyong katanungan. Tanong ko lang po kaya po ba kayo mag-consolidate ng record para po ba sa mga previous employers niyo? Ilalagay niyo po kung saan Pag-IBIG Fund Branch po kayo naka-rehistro (kung saan pong Pag-IBIG Fund Branch naka-rehistro ang iyong huling employer kung saan po sila naghuhulog ng iyong contributions). Good day poh sir/ma'am, tanong ko lng po kung ano ang dapat ko gawin kasi nkapag multi-purpose loan na po ako last february at dahil poh sa pandemic isa ako sa pinalad nawalan ng trabaho pero ngayon po may bago na akong trabaho pero nais ko sana na iwasan ang penalty sa mpl ko ano po ang dapat ko gawin?
Hi Eric, maraming salamat sa iyong katanungan. Noong April 15 nag-announce ang Pag-IBIG Fund sa kanilang Facebook Page. Narito ang detalye:
Debz
9/18/2020 03:13:26 am
Hi! Question, pwede ba gamitin yung MCRF para mag update ng employer record? Kasi we have 858 new employees kasi binili ng company namin yung isang company. Thanks.
Hi Debz, maraming salamat sa iyong katanungan. Maaari niyo pong gamitin ang EMPLOYER’S CHANGE OF INFORMATION FORM (ECIF) upang mag-update ng impormasyon bilang employer.
Charlotte
9/22/2020 07:53:16 am
Hi! Ano po kaya pwede gawin sa contribution ko. Kinasal po ako last yr. and nakapag change status na rin po ako nung dec.2019. Tapos yung contribution ko simula dec.2019 to July 2020 nalagay pa ng employer ko ung surname ko nung dalaga pa ako. Ano po kaya pwede ko gawin para mag reflect yung contributions ko sa virtual pag-ibig? Thanks po in advance!
Hello Charlotte, maraming salamat sa iyong katanungan. Bawat member ng Pag-IBIG Fund ay merong Membership ID (MID) at sa tingin ko ay posibleng pumasok naman ito sa iyong account.
RALPH
9/22/2020 11:22:18 pm
HELLO PO..ASK KO LANG PO IF POSSIBLE PO BA NA NAGKAROON AKO NG ISA PANG PAGIBIG NUMBER O NA DOBLE .KASI YUNG UNANG APAT KO NA EMPLOYER HINDI PO KSAMA SA RECORDS NA NAHULUGAN AKO SA PAG IBIG NUMNER NA MERON PO AKO..PEDE KO PA BANG MAGAWA NA ICLAIM YUNG MGA CONTRIBUTION KO IF EVER NGA NA NASA ISANG MID NUMBER..?
Hi Ralph! I think it won`t be happening if you are using your legal name the moment you apply for Pag-Ibig membership. But it is possible if you used a different identity or misspelled name during your application. To address your concern properly you can verify your account and another account that you presuming. I think if you owned the other name you presumed there is a possibility that the contribution in the two names will merge as one membership. As like what I have said, to address this concern properly just visit the nearest Pag-Ibig Office in your location.
Marymar
10/9/2020 01:46:49 am
Hello po sir cno po mg fi fill up. Ng merging form c previous employer po ba o ak
Laarnie
10/14/2020 05:44:48 pm
Hello, ang concern ko lang ay yong gumawa ako ng virtual account, doon ko lang nadiscover na walang hulog 'yong buong 6 months ko from my employer last 2018 pa. Then I emailed to Pag-ibig, they confirmed that there is really no record and told me to provide proof of remittance. Then, I emailed my previous employer requesting proof of remittance and just told me that she is reconciling it with the Pag-ibig na raw. Ang pinagtataka ko bakit ngayon lang, to think that was 2 yrs ago. So I emailed again to Pag-ibig sinabi ko yong sinabi ng previous employer tapos ngayon ang sagot na is may account daw ako from the old system so inadvise na magfile nga raw ng consolidation/merging of accounts.
Hi Laarnie! To address your concern properly you can verify your account and another account that you presuming. I think if you owned the other name you presumed there is a possibility that the contribution in the two names will merge as one membership. As like what I have said, to address this concern properly just visit the nearest Pag-Ibig Office in your location.
BRIAN
10/15/2020 10:46:10 pm
Hi, I'm currently processing my onboarding requirements for my new employer and I need to process consolidation of my Pag-IBIG records. What box should I check under the Purpose of Consolidation/Merging field? Thank you.
BRIAN
10/18/2020 03:24:25 am
Thank you very much! I appreciate your help!
Ivram
10/22/2020 10:32:59 am
Hello po quick question lang po. When they state kung ilan na yung monthly saving mo, do they mention your previous company po ba or not? 10/24/2020 05:40:19 am
Can i go to any pagibig branch to process consolidation? Also in the online form. What info should I put in the field "Requesting Pagibig Fund Branch"?
Hi Ben! There are 2 ways on how you can consolidate your Pag-IBIG Fund Records.
jamjam
11/5/2020 12:51:13 am
tanong ko lang po maam ano dpat gwin yung middle initial ko nkalagay short cut lng hnd buo example delacruz yung buo tpos nkalagay sa dati kung employer d.ano ba dpat gwin
Hi Jam! Regarding po sa concern mo. Mas mainam po na tumawag kayo Pag-IBIG’s 24/7 hotline at 87244244 or mag-email sa contactus@pagibigfund.gov.ph. Maaari niyo din po silang i-chat sa kanila Pag-IBIG’s Facebook page. At ang pinaka-mainam din po ninyong gawin ay ang bumisita sa preferred Pag-IBIG Fund branch niyo.
Jennifer Atutubo
11/9/2020 08:47:11 pm
What should I write on the "REQUISTING PAGIBIG FUND BRANCH"?
Ems Ocado
11/12/2020 03:41:20 am
Hello Sir Ralph,
Mylene
11/16/2020 07:52:17 pm
Good Day,
CC
11/23/2020 07:08:32 pm
Hi po, magchange po ako ng employer pero Jan pa official. And currently employed pako sa previous kasi within 30 days pa ang resignation ko. Ano pong ilalagay ko sa employer na part, business name, address at contact no. Pati narin po sa inclusive dates if ngyaon nako magaapply ng consolidation?
Hello CC! I hope you and your family are safe and healthy. My advice is to process the consolidation or merging of your records once you're officially part of the new company to avoid any conflicts that may arise.
Jan
11/24/2020 10:09:24 pm
Hello po, nag inquire ako last january this year about sa contributions ko from my past employer (5 years ako employed sa kanila) and may nai provide naman si PAGIBIG QC Branch ng list of contributions ko pero wala sila mai provide na PAGIBIG Number ko. Natigil ang contribution ko for 2 years. Ngayon po ay self employed ako nag fill up po ako sa online ng PAGIBIG website para maka kuha ng PAGIBIG Number. Kailangan ko ba mag request for merge/consolidate ng dati kong contirbutions para mag appear sa PAGIBIG Number ko na kakabigay lang ngayon. Salamat po
Hi Jan! I hope you and your family are safe and healthy. It seems impossible that you have contributions without Pag-IBIG Fund number or MID. You should ask your previous employer or much better with the Pag-IBIG Fund. Yes, you need to request for consolidation or merging of member's records.
Jan
11/25/2020 06:42:10 pm
Thanks
Chienee Corton
12/3/2020 01:57:13 pm
Hellow paano po kaya isama sa merging yung voluntary na huloh ko sa pag ibig?
Mecha
12/6/2020 05:27:03 am
Tanong ko lang po sana pano mag update ng Employment History sa Pag ibig para makapag print ako ng updated MID. Kasi po magbabago na ako ng present Employer. And need ko po ng copy ng MID. Meron na akong Pag ibig ID no. Any ways po pano makakuha ng copy? thank you po
Girlie
12/7/2020 04:21:17 am
On the form, What did you put on the Requesting Pag-ibig Fund Branch?
Christina
12/9/2020 06:35:55 am
Ma'am/Sir,
Good Day!
krizel
12/14/2020 06:12:21 pm
active pa din po ba pag ibig if yung last 2013 pa po nung last employed ako then this year lng ulit nagkawork? macoconsolidate po kya from that year at ngaun po ung hulog sa pag ibig?
Hi Krizel, your Pag-IBIG Fund Membership is considered inactive. Inactive Member refers to a member with no single payment over the past six (6) months. To reactivate and continue your contribution, you may submit a Members Data Form together with an affidavit of unemployment (for unemployed) to the Pag-IBIG Fund branch where your previous employer remits your contribution. Pay your contributions in the same branch.
James
1/20/2021 01:55:21 am
I opened my Virtual Pag-IBIG and saw all my contributions from my previous and present employer, does it means it is already consolidated?
Hi James, thank you for visiting my blog. My advice to make sure is still to consolidate it (for hassle-free and safety due to CoVid-19, you can request it online). Yes, you can view the regular and mp2 savings including, the dividends, via Virtual Pag-IBIG.
Cindy Olden
2/1/2021 06:57:31 pm
pag nakita mo sa.number of contributions is hindi na naka zero :) then it is merged 😁
Jane Mendoza
1/28/2021 09:12:09 pm
Bakit ganun? Hindi na ba working yung email address? La rin chat option sa fb page. Hays. Ang hirap. I've been going back and forth sa pag-ibig branch pero di napaprocess yung consolidation request ko for unknown reason.
Hi Jane, sa pagkakaalam ko po working pa din ang email address nila contactus@pagibigfund.gov.ph. Maaari niyo din pong bisitahin ang kanila Virtual Pag-IBIG at i-chat sila via Lingkod Pag-IBIG, 24/7. Maaari niyo din po silang tawagan sa Pag-IBIG’s 24/7 hotline at 87244244.
Cindy Olden
2/1/2021 06:56:21 pm
Its already february 2021. thank you so much for this information po 😁 i was able to send a request thru email sa pagibig. kahapon lng ako nagsend and then ngayon na merge na siya ( unti pala ng maloloan ko ) pero atleast meron parin . thanks sir ! post is very helpful !
Cherry
2/7/2021 04:54:49 am
Hi Sir, may I know if this consolidation request related siya if hindi maayos yung pagkakareflect nung record ko from my previous employer. Chineck ko po kasi yung Pag-ibig contribution and I notice na hindi nagreflect yung contribution ko sa akong previous employer kaya ginawa po nila binigyan nila ako ng certification na pwede ko daw ipresent sa Pag-ibig if ipapaayos ko yung record (Addtl note: same Pag-ibig account number po yung gamit from previous and current employer parang hindi lang po tlaga nagreflect ng maayos) Thank you po sa pagreply in advance. 🙂
Hi Maverick, maraming salamat sa iyong pagbisita. Kinakailangan ay dapat nandoon na iyong buong pangalan at pirma sa scanned form na i-send mo. Yung Processed by at Approved by ay i-leave it blank mo na lang dahil Pag-IBIG Representatives na ang bahala dun.
ava evaristo
3/8/2021 07:22:07 pm
what shall i do if i have two pag ibig accounts?
Hi Ava! Is it confirmed that you have two accounts with Pag-IBIG Fund? I think it won`t be happening if you are using your legal name the moment you apply for Pag-IBIG membership. But it is possible if you used a different identity or misspelled name during your application. To address your concern properly you can verify your account and another account that you presuming. I think if you owned the other name you presumed there is a possibility that the contribution in the two names will merge as one membership. To address this concern properly just visit the nearest Pag-Ibig Office in your location.
Gian
3/15/2021 04:43:45 am
Gandang gabi, sir. Tanong lang po, never pa po ako nakapagrequest ng consolidation pero sa Virtual Pag-IBIG, nagshow naman po yung contribuions ko from previous employers. Kailangan pa rin po ba yun pa-consolidate?
Good Evening!
Gian
3/15/2021 07:04:02 am
Thank you, sir!
Eds D.
3/15/2021 04:50:18 am
Hi,
Good Evening!
Naomi
3/15/2021 05:45:45 am
Pag di po alam yung contact number ng previous and current employer, okay lang po ba N/A ilagay? Salamat po!
Edo
3/15/2021 07:07:04 am
petty question po pasensya na. advisable pa po bang edit yung file name before sending the form to pagibig? salamat po sa reply sirr!
Leonard Chan
4/13/2021 06:50:45 am
Why need to request. Is it not HDMF's responsibility to automatically consolidate/merge the existing data to the new system?
marites
4/26/2021 02:34:21 am
hi tanong ko lang po paano po kung yung hulog sa pag ibig nung wala kapang asawa at ngayong may asawa kana ay nag separate ng record paaano pong pwedeng gawin. thank you po ng madami sa sagot
Arjay Jimenez
4/28/2021 09:51:41 pm
Hi sir. Good afternoon. I would like to ask you some question po regarding with the MDF and RTMRLD from pag ibig. Nakisuyo ako sa sister ko na sya na mag fill up ng records since nasa hospital ako because i was tested positive sa covid. Since gumagawa din sya dahil pre employment requirements yun di nya inaasahan na nalagay mya ang company nya sa RTMRLD at MDF ko, then pati dates. The problem po na ipasa na po ito sa pagibig. Ang inaalala ko baka itawag ni pag ibig sa employer ko na mali ang details sa MDF at RTMRLD. Pwede ko oa ba sya ayusin without my company. Kung baga punta ako pagibig para ayisin. Thank you po
Good Day!
Arjay Jimenez
4/29/2021 12:09:20 am
Hi sir, di naman po siguro tatawag ang pag ibig sa employer ko about the incident? Thanks sir
AbuMiguel
4/30/2021 11:45:34 pm
sir, sa consolidation bukod sa wala yung previous employer pati yung dating contribution ko as an ofw wala rin..i paid my contribution sa POEA., masasama rin kaya yun?
ABUMIGUEL
4/30/2021 11:53:57 pm
*previous employer ko sa pinas ay no longer exist, nagsara na yung company some years ago.
Good Day!
MAZE
5/14/2021 02:16:35 am
Hi, is it required that the employer will be the one to process the merging/consolidation the records of newly hired employees?
Eugene Sayson
6/2/2021 12:45:44 am
Hi! I'd like to ask ang sabi kasi sa akin ng Pag-ibig need ko daw po ng SSS Employment History for merging para ma-approved po yung loan ko. What does this mean po kaya? Do I need to go to SSS? Leave a Reply. |
ADVERTISEMENT YOUR PAYDAY REMINDER 
FEATURED PARTNER 
FEATURED PROMOTIONS 
PLACE YOUR ADS HERE ADVERTISEMENT For more updates about Personal Development, Financial and Investment Education. Join and Subscribe to my Newsletter. It's FREE! ABOUT THE BLOGGER
Hi, I'm Ralph Gregore Masalihit! An RFP Graduate (Registered Financial Planner Institute - Philippines). A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy). Currently, I'm working my way toward time and financial freedom. Connect
|
