Personal Development, Finance and Investing For Filipinos
An investment in knowledge always pays the best interest. Financial Education is your best investment.
Are we buying too much? Why do we buy? Why we buy more than we need?
As consumers, we are subjected to a relentless barrage of marketing. What is the goal of marketers? To turn wants into needs. Marketers know that consumer behavior is driven largely by emotion. So advertisements and the shopping experience itself are designed for maximum emotional appeal.
How can you protect yourself from becoming a victim of clever marketers? Put emotional aside, and compare marketing promises with reality.
Here are some ways on how to save money on groceries.
#1 Make a grocery list (Know the difference betweek WANTS and NEEDS).
#2 Make a budget.
#3 Prepare a meal plan.
#4 Compare prices.
#5 Take advantage of coupons.
#6 Sign-up for rewards programs (Loyalty Points).
#7 Eat first before going to supermarket.
#8 Shop once a week (Avoid daily shopping).
#9 Cut down ok junk food.
#10 Use basket instead of trolley (Psychological)
#11 Bring your own Eco Bag.
#12 Love your leftovers.
#13 Ditch the brands.
#14 Avoid overbuying.
#15 Look for special offers.
#16 Pay with cash.
#17 Try different grocery stores (Buy at cheap grocery stores).
#18 Don't shop when you're hungry.
#19 Stick to your budget.
#20 Stick to your meal plan.
#21 Don't buy more than you need.
#22 If you buy it-use it.
#23 Leave your kids at home (As much as possible).
#24 Check for sale.
#25 Keep track of your expenses.
#26 Create an inventory of your goods at home.
#27 Buy in bulk.
#28 Some goods are cheaper after holidays.
#29 Find good deals on clearance.
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ABOUT THE BLOGGER
Hi, I'm Ralph Gregore Masalihit!
An RFP Graduate (Registered Financial Planner Institute - Philippines).
A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy).
Currently, I'm working my way toward time and financial freedom.