How Couples Can Tackle Financial Goals Together

9/1/2019

Date with a purpose, and not just for fun. Every couple must have relationship goals.

What is the purpose of dating? Well, in the Bible, the only scriptural reason for being in a relationship with someone was to pursue a Godly marriage with that person. People did not just date around for the fun of it. There is absolutely no Bible basis for being romantically involved with someone you cannot see yourself marrying. So dating without that pursuit is a no-no and contradictory in God's word. Think about it!

Dating to find love requires strategy, preparation, and goal setting, to get the results you want.

The Bible says in Genesis 2:24, "That is why a man leaves his father and mother and is united to his wife, and they become one flesh."

Marriage is strongly defined by God.

How Couples Can Tackle Financial Goals Together?

Money is an opportunity to reach unity in marriage. When couples work together, they can do anything.

Communicate (Talk about money).
Develop a common vision.
Know your expenses.
Set a budget (dating, travel, etc.)
Employ a money management strategy.
Create a plan.
Talk about your dreams.
Don't forget about your individual goals.
Pray, ask God for wisdom and guidance.

Establish your work first in the Garden
before you want to get married.

Things Every Couple Must Do Before Getting Married

Be at peace with your own family.
Make loving God the first priority in your life.
Establish clear career goals and the steps you will take to reach those goals.
When you fall in love, use your mind as well as the heart.
Seek guidance and affirmation from your family, friends, and spiritual leaders.
Commit to sexual purity until marriage.

4 Comments

Albert

6/20/2022 12:04:30 pm

Hello Sir! Do you think it's okay for us to put our wedding fund on the stock market right now? The stock market is still down today, and it looks like a good chance. We're planning to get married in 2025. Thank you very much for your answer!

Ralph link

6/20/2022 07:06:38 pm

It is not advisable and a good idea to put your wedding fund in the Stock Market, given that you are planning to get married in 2025. The thing about investing is that it is a long-term game. In general: You invest your money, say by putting it in the stock market, and then you leave it there for many years—decades—ignoring the rise and fall of the stock market (depends on your financial goal).

So what should you do with that wedding fund in the next year, or two? Keep it in a Certificate of Deposit/Term Deposit or an interest-earning savings account (I don’t say high-yield anymore because that is not a thing at this point).

The question is, what if the stock market is still down in the year 2025, you got it, right? No one knows, but I hope not.

8/2/2022 04:42:12 am

Thanks, I'm moving in with my partner. How do we divide up our finances?

8/2/2022 11:08:43 am

Hello KC!

Moving in and splitting expenses sounds like it would give a lot of peace of mind, but it can end up being quite the opposite.

Typically, you shouldn't share accounts if you're not legally tied to one another. And if one partner has much higher debt than the other, that's also a no-no. But when it comes to rent and household expenses?

Splitting everything equally certainly seems like the deal, but we all know how much more complicated relationships are. So don't hold yourself to standards based on what you think people should do. Come up with rules that you're both comfortable with.