Personal Development, Finance, and Investing For Filipinos
An investment in knowledge always pays the best interest. Financial Education is your best investment.
Plan today for a better tomorrow. Preparation is the key to success.
A Personal Financial Plan is an organized written strategy on how you handle your money for your financial health, dreams, and goals in life.
The Bible reminds us in Proverbs 6:6-8, God tells us we can learn from the ant. What can ants teach us?
6 Go to the ant, you sluggard;
Like the ants, we must consider its ways and be wise. It is important to be realistic. Think ahead! Yes, live for the now but we must plan our future.
So why is it important to make a personal financial plan? Here are some of the reasons why you must!
A financial plan lets you know your financial situation and enables you to control your spending.
A financial plan enables you to build-up your emergency fund to cope with unforeseen expenses such as sickness or sudden job loss.
Freedom From Worry
You get a sense of financial certainty because you are preparing for the future.
A financial plan allows you to prepare for retirement. A retirement fund will help you live comfortably even when you no longer earn income.
Freedom From Debt
A financial plan will enable you to avoid unnecessary debt due to unnecessary wants.
A financial plan motivates you to save a portion of your income to help achieve your life goals.
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ABOUT THE BLOGGER
Hi, I'm Ralph Gregore Masalihit!
An RFP Graduate (Registered Financial Planner Institute - Philippines).
A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy).
Currently, I'm working my way toward time and financial freedom.