Personal Development, Finance, and Investing For Filipinos
An investment in knowledge always pays the best interest. Financial Education is your best investment.
Be Careful What You Share Online
Scammers target people who share information on social media.
Sharing your info online becomes an opportunity for scammers to pretend to be bank officers and get information that will allow them to access your account, especially your card details.
Don't share your card details with anyone.
Know the components of your debit or credit card to avoid getting scammed. Your card details are important and should not be shared with other people to avoid unauthorized usage. If you do not shop online or have not made a purchase recently, don't give out any of the details usually asked to validate online transactions. These include:
Banks will never ask for your OTP, CVV, and PIN via call, text, or email.
Customers who initiate the call to the Bank may be required to verify information, but not the other way around. Never share your personal information for any reason, and always transact via official Bank channels.
Keep your OTPs to yourself.
One-Time Passwords, or OTPs, are character-sensitive codes that validate online transactions such as shopping, bills payments, and fund transfers. An OTP message from the bank is sent through the bank's official mobile ID.
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ABOUT THE BLOGGER
Hi, I'm Ralph Gregore Masalihit!
An RFP Graduate (Registered Financial Planner Institute - Philippines).
A Personal Finance Advocate. An I.T. by Profession. An Investor. Business Minded. An Introvert. A Photography Enthusiast. A Travel and Personal Finance Blogger (Lakbay Diwa and Kuripot Pinoy).
Currently, I'm working my way toward time and financial freedom.